It's not just a card. It's life or death.
Ok...so maybe it's not but actually it is..in a way. Some of us have decided to go it alone and escape the realm of the 9-5. That means no more guaranteed salary at the end of the month. No more paid holidays. And there goes the paid sick days or duvet days, whatever you want to call them. There's no team of people to help or hinder you and no set lunch time breaks to make sure you don't starve to death when you forget to eat.
But...what do you get instead?